Property vs private credit: where should your money go?

At Capstone Funds, we've been speaking to a lot of property investors recently who are starting to see the wane in growth of the Australian property market and are looking for ways to continue to profit from property with less risk. Analysts are reporting a slowdown in price growth as listing supply has increased while buyer caution is growing. National home values rose 1.0% in the September quarter according to CoreLogic with highest growths recorded in the Perth, Sydney, Brisbane and Adelaide markets while Melbourne and Hobart have recorded declines in value. The market remains resilient in many areas, but the trends are showing a clear deceleration in growth.

Our Co-Founder and Director recently sat down with Ausbiz to discuss a key question many investors are asking in this context: Where should your money go—property or private credit?

In the interview, we dive into:

• The benefits of investing in property debt versus direct property ownership

• How private credit offers a balanced, risk-adjusted return in today's market

• Why more investors are turning to alternative investments like property debt to diversify their portfolios

• What risk factors and asset types investors need to consider when investing

At Capstone Funds, we specialize in property debt, offering solutions to investors that provide stability and consistent high yield returns even in volatile markets. If you’re considering where to invest your capital next, this is worth a watch.

🔗 Watch the full interview here.