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Capstone Income Fund
Target return per annum*
10%
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Earn passive income from a competitive property debt fund
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Management is invested in the fund as a "first-loss" investor, ensuring alignment of interests
* Returns are a target of the Fund and are not guaranteed
Minimum Investment: $100,000
Investment type: secured debt to established residential, land developments and residual stock of completed builds
Eligibility: wholesale investors (see below for criteria)
Fund Overview
Fund Features
Returns
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10% p.a. target return, backed by high-yielding debt investments backed by Australian property.
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Monthly distributions to Investors.
Portfolio
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Diversified portfolio of short-term debt investments backed by mortgages over Australian property assets.
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Property assets the Fund lends to includes established residential, land developments and residual stock of completed builds.
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Lower volatility with higher consistent return than other asset classes.
Protections
The Fund’s investments have strict risk management protocols to ensure preservation of capital and investor returns:
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Registered mortgage security over Australian property assets.
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Portfolio Loan to Value Ratio between 65%–70% to ensure there is sufficient headroom for repayment in the event of valuation decline.
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Management acts as a “first loss” investor to Investors' returns, offering a true “skin in the game”, alignment of interests and unique capital preservation.
Fund Terms
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Fund type: real estate debt fund, operating as a Managed Investment Scheme under an AFSL.
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Minimum Investment: $100,000.
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Eligibility: wholesale investors only (as defined under section 761G of the Corporations Act requiring investors to either invest $500,000 or demonstrate net assets of at least $2.5m or have had a gross income of over $250,000 over previous two financial years).
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Distribution frequency: monthly.
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Redemption: no lock-up period, redemption at any time subject to cash availability of the Fund. No new investments can be made within the Fund until any Redemption Request is satisfied.
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Management fees: nil (management is compensated solely through their investment in the Fund alongside other investors)
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Target Loan to Value ratio (LVR): 65-70%.
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Current LVR: ~60%.
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Use of funds: Australian real estate mortgages only.
Begin investing in this fund.
Enter your details or click below to download our Information Memorandum.
A selection of our recent invesments
Redcliffe
QLD, 4020
Asset class
Residual stock
Loan amount
$2.6m
Term
12 months
LVR
66%
Mosman
NSW, 2088
Asset class
Bridging Loan
Loan amount
$3.6m
Term
7 months
LVR
50%
Maroubra
NSW, 2035
Asset class
Commercial, Sale
Loan amount
$1.2m
Term
12 months
LVR
70%
Springwood
QLD, 4127
Asset class
Land
Loan amount
$3.1m
Term
12 months
LVR