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Capstone Income Fund

 

Target return per annum*

 

10%

  • Earn passive income from a competitive property debt fund

  • Management is invested in the fund as a "first-loss" investor, ensuring alignment of interests

 
 

* Returns are a target of the Fund and are not guaranteed

 

Minimum Investment: $100,000

 

Investment type: secured debt to established residential, land developments and residual stock of completed builds

 

Eligibility: wholesale investors (see below for criteria)

 

Fund Overview

Fund Features

Returns

  • 10% p.a. target return, backed by high-yielding debt investments backed by Australian property.

 

  • Monthly distributions to Investors.

Portfolio

  • Diversified portfolio of short-term debt investments backed by mortgages over Australian property assets.

 

  • Property assets the Fund lends to includes established residential, land developments and residual stock of completed builds.

 

  • Lower volatility with higher consistent return than other asset classes.

Protections

The Fund’s investments have strict risk management protocols to ensure preservation of capital and investor returns:

 

  • Registered mortgage security over Australian property assets.

 

  • Portfolio Loan to Value Ratio between 65%–70% to ensure there is sufficient headroom for repayment in the event of valuation decline.

 

  • Management acts as a “first loss” investor to Investors' returns, offering a true “skin in the game”, alignment of interests and unique capital preservation.

Fund Terms

  • Fund type: real estate debt fund, operating as a Managed Investment Scheme under an AFSL.

 

  • Minimum Investment: $100,000.

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  • Eligibility: wholesale investors only (as defined under section 761G of the Corporations Act requiring investors to either invest $500,000 or demonstrate net assets of at least $2.5m or have had a gross income of over $250,000 over previous two financial years).

 

  • Distribution frequency: monthly.

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  • Redemption: no lock-up period, redemption at any time subject to cash availability of the Fund. No new investments can be made within the Fund until any Redemption Request is satisfied.

 

  • Management fees: nil (management is compensated solely through their investment in the Fund alongside other investors)

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  • Target Loan to Value ratio (LVR): 65-70%.

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  • Current LVR: ~60%.

 

  • Use of funds: Australian real estate mortgages only.

How to Invest

For individual investors, please click the 'Apply Now' to start your application.

For Advisors, the Capstone Income Fund is available on Mason Stevens (APIR: BQC0334AU).

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Begin investing in this fund.

 

Enter your details or click below to download our Information Memorandum.

 

By submitting your details into the form you are agreeing to our privacy policy.

Thanks for your subscription

A selection of our recent invesments

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Redcliffe

QLD, 4020

Asset class

Residual stock

Loan amount

$2.6m

Term

12 months

LVR

66%

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Mosman

NSW, 2088

Asset class

Bridging Loan

Loan amount

$3.6m

Term

7 months

LVR

50%

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Maroubra

NSW, 2035

Asset class

Commercial, Sale

Loan amount

$1.2m

Term

12 months

LVR

70%

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Springwood

QLD, 4127

Asset class

Land

Loan amount

$3.1m

Term

12 months

LVR

48%

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WEBSITE DISCLAIMER

 

MacDonald Capital Pty Ltd ACN 642 520 474 (MacDonald Capital) is a corporate authorised representative (CAR) (CAR Number 1292288) of Boutique Capital Pty Ltd ACN 621 697 621 (Boutique Capital) AFSL 508011.

 

Any information or advice is general advice only and has been prepared by MacDonald Capital for individuals identified as wholesale investors for the purposes of providing a financial product or financial service, under Section 761G or Section 761GA of the Corporations Act 2001 (Cth). Any information or advice given does not take into account your particular objectives, financial situation or needs and before acting on the advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. If any advice relates to the acquisition, or possible acquisition, of a particular financial product you should read any relevant Product Disclosure Statement or like instrument and consult your own professional advisers about legal, tax, financial or other matters relevant to the suitability of this information. 

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Any investment(s) summarised are subject to known and unknown risks, some of which are beyond the control of MacDonald Capital and their directors, employees, advisers or agents. MacDonald Capital does not guarantee any particular rate of return or the performance, nor does MacDonald Capital and its directors personally guarantee the repayment of capital or any particular tax treatment. Past performance is not indicative of future performance.

 

All investments carry some level of risk, and there is typically a direct relationship between risk and return. We describe what steps we take to mitigate risk (where possible) in the investment documentation, which must be read prior to investing. It is important to note that risk cannot be mitigated completely.

Complaints Resolution processes are available here..

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